Although moving to a senior living community is a popular option for many in Central PA, some may choose to remain in their own home after retirement for any variety of reasons. Perhaps they are intimately connected to their community and neighborhood, or perhaps they have spent decades working on their dream house, which is (finally) exactly the way they want it. Whatever the reason, some choosing to remain in their own homes, it is imperative that they have a solid plan in place for the future that they can trust.
But how does someone determine what plan works best for them? Industry experts recommend taking the time to do due diligence in research. Explore online, talk to friends, and carefully consider the pros and the cons—for their own future, as well as their families’.
Experts also recommend asking specific questions of the plans’ representatives to get a clear picture of how it will protect in the future. Some of these questions may include:
- What are the average costs of long-term care in my area? How much financial protection does each plan provide?
- Does the plan cover me for my entire life?
- Who will assist me with my future care planning needs?
- Where will my care be provided?
Investment advisors also recommend asking for the plan’s financials from as far back as 2008 when the economy took a downturn. “The plan you choose is only as solid as the company that backs it,” one industry professional commented.
SmartLife VIA Willow Valley is a plan that passes this examination and is the top choice among many seniors. SmartLife VIA Willow Valley is a Life Plan at Home program in Central PA. It is an innovative, membership-based plan that gives the security of a continuing care senior living community, but right in the member’s own home. SmartLife enables seniors to remain in their own home and continue their current lifestyle, knowing they have the security that if they should ever need additional care, they are covered. Lifecare coverage protects their family’s assets, because fees are not increased due to a member’s need for an increased level of care.
SmartLife utilizes Lifecare Coordinators who advocate for the program’s members and arrange for care when needed. An emergency response system is available, and transportation and meals can also be provided during a short term illness, rather than spouses or other family members having to arrange for these often stressful tasks. This care can be in the member’s home or at providers in a Member’s local area.
SmartLife shares the same reputation for excellence as Willow Valley Communities, a nationally recognized, premier senior living Lifecare community with an over 35-year history of stability.
After thorough research SmartLife VIA Willow Valley members are very content with their choice for their retirement. After investigating many plans and asking many questions, Smartlife is described as “a long term care plan that actually works.”
For more information on how SmartLife VIA Willow Valley can provide future security and peace of mind, get the facts at an upcoming information session. Visit smartlife.org/events to learn more.
