Even if you don’t write many checks, a checking account is still one of the most useful financial accounts you can have, providing easy access to your cash and the ability to manage your day-to-day financial transactions.
With a checking account playing such a big role in handling your finances, it’s important to choose one that’s set up to benefit you. And that’s just what PSECU offers with their free checking.
Checking for Life
PSECU makes checking simple. Instead of overwhelming options and cluttered fee schedules, they offer one free checking account. There are no monthly fees, no complicated rules, and no hidden charges.
But that’s not all—PSECU’s free checking offers several benefits, including:
- Debit card rewards. Stopping at the grocery store after work? You can get rewarded for that. Filling up your tank before a weekend road trip? You can get rewarded for that, too. When you pay for your everyday expenses with your PSECU debit card, you can earn $.05 or $.10 on eligible purchases1.
- Surcharge-free ATMs + ATM rebates. Whether you’re close to home or enjoying a cross-country vacation, accessing your money is easy with PSECU. PSECU members have access to a network of more than 70,000 surcharge-free ATMs nationwide. Plus, if you use a PSECU debit card at an out-of-network ATM and get charged, they’’ll rebate fees on withdrawals up to $20 per month with direct deposit and up to $8 per month without.
- No-fee Overdraft Protection Transfer Service. Enjoy peace of mind when you enroll in PSECU’s no-fee Overdraft Protection Transfer Service. If your checking account doesn’t have enough funds to cover checks, ACH transactions, and bill payer transactions clearing from it, the money can be automatically pulled from other specified accounts. Unlike other financial institutions, PSECU doesn’t charge you a fee for using Overdraft Protection Transfer Service.
- No minimum balance requirement. When you open a checking account with PSECU, you don’t need to maintain a minimum monthly balance. They understand you need flexibility when unexpected bills or emergencies arise.
And if you know PSECU, you know they’re a digital-first credit union. This means that on top of all these great benefits, with PSECU, you’ll have convenient 24/7 access to your money through their mobile app and online banking platform. Plus, you’ll receive a contactless debit card so you can simply tap for a faster way to pay.
Open an Award-Winning Checking Account Today
The best part of PSECU’s free checking account? It’s got perks and rewards that will help you today, tomorrow, and throughout every stage of your life. And you don’t have to just take it from them; PSECU has been recognized by three national organizations for the products and services they offer, including Best Traditional Checking Account by Newsweek.
Ready to get started?
1You can earn $0.10 cash rewards on eligible purchases of $10 or over with a PSECU checking account and one or more qualifying monthly direct deposit(s) totaling at least $500. You can earn $0.05 cash rewards on eligible purchases of $10 or over for accounts with a PSECU checking account. Certain restrictions may apply. See the Visa® Debit Card Rewards Program Terms and Conditions for full details.